Legal

Privacy Policy

Effective Date: April 1, 2026  |  Operated by Hobey One LLC

This Privacy Policy describes how Hobey One LLC ("we," "us," or "our"), operating the Stan Brusoski Mortgage platform at stanbrusoski.com, collects, uses, and protects your personal information when you interact with our website, forms, and communications.

1. Information We Collect

When you submit a form on our website, we may collect the following information:

• First and last name
• Email address
• Phone number (if provided)
• ZIP code or geographic location (if provided)
• Any additional information you voluntarily provide in communications with us

We may also collect non-personally identifiable information automatically, such as browser type, referring page, and pages visited, through standard web analytics tools.

2. How We Use Your Information

We use the information you provide for the following purposes:

• To deliver requested resources, including downloadable guides or educational content
• To contact you via email or SMS regarding mortgage-related information, market updates, and educational content
• To schedule and confirm appointments via our booking system
• To manage our ongoing relationship with you through our CRM platform
• To comply with applicable laws and regulations

3. SMS Communications

By providing your phone number and checking the SMS consent box on our forms, you expressly consent to receive text messages from Stan Brusoski / Hobey One LLC. Message frequency will vary. Standard message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP to any message you receive from us. After opting out, you will receive a single confirmation message and no further SMS communications will be sent.

For help, reply HELP to any message or contact us at the address below.

We do not use your SMS consent for any purpose other than direct communication between Stan Brusoski and you regarding mortgage advisory content and appointment scheduling.

4. Email Communications

By providing your email address, you consent to receive email communications from us. Every email we send includes an unsubscribe link. You may opt out at any time, and we will honor that request promptly.

5. Cookies and Tracking Technologies

This website may use cookies and similar tracking technologies to improve your browsing experience and analyze site usage. Cookies are small text files stored on your device that help us understand how visitors interact with our site.

We may use the following types of cookies:

• Essential cookies: Required for the website to function properly
• Analytics cookies: Help us understand how visitors use the site (e.g., Google Analytics)
• Marketing cookies: Used to track visitors across websites for advertising purposes

You can control or disable cookies through your browser settings. Disabling cookies may affect the functionality of certain parts of this website. We do not use cookies to collect personally identifiable information without your consent.

6. How We Store and Protect Your Information

Your information is stored securely within GoHighLevel, our CRM platform, which maintains industry-standard security practices including data encryption. We retain your information for as long as necessary to fulfill the purposes described in this policy, or as required by applicable law.

We take reasonable precautions to protect your personal information from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet is 100% secure.

7. Sharing of Information

We do not sell, rent, or share your personal information with third parties for their marketing purposes. We may share your information only in the following limited circumstances:

• Service providers: We use third-party platforms (such as GoHighLevel and Google Workspace) to operate our communications and scheduling systems. These providers access your data only as necessary to perform services on our behalf and are bound by confidentiality obligations.
• Referral to licensed lender: If you choose to proceed toward a mortgage application, you will be directed to a licensed mortgage lender (currently Univest Bank and Trust Co., NMLS# 415882). Information shared at that point is governed by their privacy policy.
• Legal requirements: We may disclose your information if required to do so by law or in response to a valid legal process.

8. Important Disclosure

Stan Brusoski operates through this platform as a mortgage industry professional and advisor. This platform is not a licensed mortgage lender and does not originate, underwrite, or fund mortgage loans. Nothing communicated through this platform constitutes a loan commitment, pre-approval, or guarantee of financing. Any mortgage application will be processed through a licensed lender separately.

9. Your Rights

You have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information, subject to any legal retention requirements
• Opt out of SMS or email communications at any time

To exercise any of these rights, contact us using the information below.

10. Children's Privacy

This website is not directed at children under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Continued use of our website or communications after changes are posted constitutes acceptance of the revised policy.